Lending Solutions

SPECTRUM is your single source for a full range of Asset-Based Lending and Accounts Receivable Financing options. We offer a wide array of comprehensive and competitive financing products with a creative and competitive difference.

Asset-Based Loans

Asset-Based Lending can help companies that are challenged by rapid sales growth, limited capital base, or restructuring. Assets such as accounts receivable, inventory, equipment, and commercial real estate can be leveraged for loans of $500,000 - $6,000,000.

Accounts Receivable Financing

Accounts Receivable Financing is another form of working capital financing offered by SPECTRUM for companies needing $100,000 to $6,000,000. SPECTRUM's purchase of your invoices not only provides access to working capital but also provides accounts receivable management and collections services.

Strategic Participation with Existing Bank

We provide additional monitoring and control for customers in the midst of, or recovering from, financial setbacks. A bank's partnership with SPECTRUM provides the bank with reduced risk, retention of customers, and a solid financing solution.



To provide commercial financing to business customers in financial transition by delivering value-added financing tools to them and to the banking, accounting and legal professionals serving them.