- SPECTRUM provides lines of credit to $6 million through our Asset-Based Lending programs which are tailored to your business and your situation.
- SPECTRUM also provides Accounts Receivable Financing of $100,000 up to $6 million by buying commercial accounts receivable.
Many of SPECTRUM's referrals are provided by commercial banks. To facilitate a bank's continued relationship with a business being funded by SPECTRUM, we can offer a referring bank:
- GUARANTEED PARTICIPATIONS: A virtually risk-free opportunity for Banks to participate on non-traditional credits. This option allows Banks to enjoy a first out collateral position on all of the borrower's assets coupled with SPECTRUM's absolute corporate guarantee to buy back the Bank's participation upon the Bank's request, all while the Bank retains or begins a long term relationship with the borrower.
- STANDARD BANK PARTICIPATIONS: Pro-rata participations up to 50% for situations where the bank’s borrower can benefit from SPECTRUM’s unique controls and disciplines.