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Since 1995, SPECTRUM Commercial Services Company has offered Asset-Based Loans and Accounts Receivable Financing services nationwide for Companies needing from $100,000 to $6 million.

Asset-Based Loans

Asset-Based Loans are revolving lines of credit made to companies that cannot obtain adequate bank financing due to rapid growth, restructurings, or other special circumstances. SPECTRUM can work around financial challenges which may trouble a bank by lending against accounts receivable, inventory, equipment and commercial real estate.

Accounts Receivable Financing

In our Accounts Receivable Financing programs, SPECTRUM buys commercial invoices, advancing up to 85% of the invoice to enhance a company's cash flow. As a part of this service, SPECTRUM provides credit granting support and collection expertise.


SPECTRUM has assisted many businesses during times of transition. The list of SPECTRUM clients that have become very successful companies is extremely long and we will gladly provide references upon request.

To discuss SPECTRUM's financial solutions further, we invite you to e-mail inquiries to Contact Us.

We also invite you to call Brian Van Nevel, Co-CEO at 952-876-8222.